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Making your perfect of home ownership a real possibility

Making your perfect of home ownership a real possibility

Our low deposit mortgages without any loan provider’s home loan insurance coverage means reduced entry expenses, which means you go into the home that is own sooner. We will you all of the real method through the method.

How do you are helped by us?

Contrast price

Warning: This contrast price is applicable simply to the example or examples provided. Various quantities and terms can lead to various contrast prices. Expenses such as for example redraw charges or very early payment costs, and expense cost cost savings such as for instance charge waivers, aren’t contained in the contrast price but may influence the expense of the mortgage.

Keystart income limits extended and funding that is additional

Skilled, trusted and super helpful.

We are passionate about assisting you on your own house ownership journey.

The reason we are various

Keystart is exclusive within the true mortgage loan market. Our loans are made to help you to get into the home quicker by reducing the entry expenses. Unlike other lenders, Keystart is a transitional loan provider. What this means is we encourage you to refinance with another loan provider, whenever you are willing to achieve this.

Your home loan procedure

Having your own house is an exciting time. It is a step that is big will need you on a significant journey.

Can you qualify?

We concentrate on assisting you begin house ownership. We now have a couple of eligibility needs – you’ll find away we call this pre-qualification) in five minutes if you qualify.


Learn how much it is possible to borrow just before put in an offer before you start house hunting – so you know how much you can afford!

It will require 20-30 moments to accomplish online, or perhaps you can phone 1300 578 278 to chat with certainly one of our staff that is friendly for.

Formal loan approval

So, you have made a effective offer on a home. Exciting times! So Now you need certainly to meet any outstanding conditions that are pre-approval so we could move onto formal approval.

Loan and home loan papers may be delivered to you to definitely signal. These will form the agreement between you and Keystart.


Whenever you receive your mortgage and loan papers, Keystart’s settlement representative will liaise along with your settlement representative to organise settlement.

A night out together will be set to transfer the home into the title. When settlement has taken place it is possible to transfer to your brand-new house!

Manage your loan

We try to give you support during your mortgage loan journey. The applying procedure is only the start. So Now you will commence to handle your property loan.

Let us begin

Simply how much can I borrow?

By providing us a couple of fundamental details, we are able to let you know just how much you may well be able to borrow.

Prepared to use or want pre-approval?

You could start the application or find out if just you qualify.

Compare our mortgage loans

Discover more about Keystart’s mortgage loans.


We’ve assembled some guides to handle your big concerns, from whether or not to build or purchase, right through to a guide to tools that online payday loans in tennessee are budgeting.

What exactly is equity and just why will it be essential?

Equity may be the distinction between the worthiness of your property while the quantity you borrowed from onto it. There are two main main techniques to build equity at home. Your equity increases as you repay your house loan, or if perhaps the worth of your house increases.

Contrast price

A tool that will help you determine the real price of that loan given that it includes both the rate of interest and charges and fees associated with a loan, paid down to a percentage figure that is single. An assessment price lets you compare ‘apples with oranges’ and also make a more informed choice whenever selecting a mortgage. The price will likely be a portion price per year according to certain fees and fees alongside the frequency that is compounding outlined within the credit rating Code (Code).